FSA Eligible: Buy Custom Orthotics With Your FSA Funds
Published November 29, 2022.
When people have to make out-of-pocket payments for medical and health expenses, the demand for necessary health services reduces. This is not surprising at all since research suggests that the ability to pay is unequal to the willingness to pay as these out-of-pocket payments can eat up savings, ruin credit scores, and lead to impoverishment.
Many people don’t realize there are financial schemes that can cover some of these costs, easing any strain on finances and ensuring they get what they need when they need it. The Flexible Spending Account (FSA) is one such plan.
FSA is a type of savings account that you can contribute a portion of your earnings to. FSA is not subject to tax and can be used to cover certain medical and dental costs including medication and equipment.
Are Orthotics Covered By FSA?
Yes. Orthotics are included on the official FSA eligibility list. FSA coverage also extends to custom orthotics provided they're prescribed by a medical expert.
Not only are all of Upstep's orthotics FSA eligible, but they're also covered by the Health Savings Account (HSA) and Health Reimbursement Arrangement (HRA). Beyond providing coverage for your custom orthotics, Upstep goes one step further to make the process seamless and straightforward:
- You can make a direct purchase if you have a credit card linked to your FSA account; or
- You can request reimbursement by providing your healthcare provider with the detailed invoice from Upstep.
» Using HSA to buy orthotics? Here's how to get reimbursed for orthotics from HSA
FSA Eligible Orthotics
All Upstep orthotics can be purchased with FSA. Here’s a growing list of some of the products, their unique value, and who should use them.
Orthotics for Flat Feet
Upstep custom orthotics for flat feet are low-volume insoles that can be inserted into any shoe type. They have a wide and deep heel cup to support your foot arch and prevent pain. These orthotics help to keep your foot in its natural position.
Orthotics for Plantar Fasciitis
These orthotics are designed to treat any pain symptoms due to plantar fasciitis as well as the source of the pain. Upstep orthotics for plantar fasciitis have a deep heel cup to keep your foot aligned and prevent rolling outwards. They're also well cushioned to provide shock absorption and comfort and redistribute any pressure on your foot.
Orthotics for Heel Pain
Upstep’s heel pain orthotics address foot biomechanics and cushion your feet to reduce any pain symptoms. They're tailored to individual foot specifications and lifestyle needs, thereby addressing the direct causes of heel pain and providing long-term solutions to foot pain problems.
Orthotics for Fitness & Walking
Upstep fitness and walking orthotics are designed to fit into general and specific walking footwear. They have a moisture-absorbent top layer that prevents sweating, saving your feet from any discomfort. These insoles also maintain proper foot mechanics so that the foot remains aligned as it transitions from heel strike to toe-off with every step.
Orthotics for Running
If you’re looking to hit the track or run a mile in your neighborhood, Upstep’s running insoles are your best bet. Designed using top-quality materials, Upstep orthotics for running aid efficient energy transfer, shock absorption, and pain relief, while also reducing the risk of injury.
Orthotics for Normal Everyday Activity
If you need to wear insoles with your footwear for a few hours every day, Upstep orthotics for normal activity are your best bet. They're customized based on your shoe preferences and designed to guarantee comfort and prevent foot pain. Consequently, these insoles prevent long-term injury to your feet.
Orthotics for Supination
With supination, your feet and ankle roll outwards onto the outer edge of your foot. Upstep orthotics for supination provide the necessary stability to keep your foot aligned as well as arch support where abnormally high arches cause supination. Beyond these, Upstep supination orthotics help with shock absorption, limiting pressure on any one part of your foot.
Orthotics for Foot Pain
Upstep orthotics for foot pain use different material combinations depending on the cause of your foot pain. Generally, they're well cushioned to redistribute pressure away from painful areas of your foot. Also, they're durable, comfortable, and work well with different types of footwear.
Orthotics for High Arches
Orthotics for high arches have a high arch height that supports all parts of your foot arch. While these orthotics don't address the cause of high arches, they relieve excess pressure on the ball and heel of your foot and distribute body weight evenly. They also provide stability and shock absorption to your foot.
Orthotics for Pronation
While pronation is normal to a degree, overpronation isn’t and needs correction with a custom orthotic. Overpronation is a leading cause of arch pain, and Upstep insoles address this by preventing the inward roll of your foot and reducing strain on your ankles. Moreso, Upstep insoles ensure the neutral alignment of your feet and the rest of the kinematic chain.
Orthotics for Metatarsalgia
From work to sporting activities, Upstep orthotics for metatarsalgia have significant shock absorption capabilities, reducing the tension transmitted through your feet, as well as redistribution functions to relieve pressure from painful areas in your feet. These insoles are made of rigid but cushioned materials to address foot pain.
Orthotics for Achilles Tendon
Upstep Achilles Tendon orthotics are made from top-quality materials using the most advanced technology. They act as heel lifts, shortening the tendon and reducing pressure during walking or running. This limits pain and irritation in the tendon and promotes its healing.
Orthotics for Basketball
Upstep’s basketball insoles are lightweight, moisture-absorbing, and comfortable—designed to fit your foot and maximize energy return while you play basketball. Depending on your shoe needs, they can come in low-, medium-, or high-top sizes.
Orthotics for Tennis
Orthotics for tennis provide added advantage if you want to play tennis like Alcaraz or Nadal. Made from EVA foam, these insoles are extremely durable, moisture absorbent, and capable of improving your dynamic range. They're suitable for grass and hardcourt-specific tennis shoes, ensuring your feet remain stable while you play.
Use It or Lose It
With all FSA savings due for forfeiture at the end of the calendar year, it stands to reason that you should use yours. As you may have noticed from the list above, Upstep’s custom orthotics aren’t just for those with foot conditions. They're also for those looking to improve everyday comfort and support their feet as they perform sports or their daily activities.
Upstep's procedure is convenient and easy, allowing you to create your impressions at home and receive orthotics that are tailored just for you. Coupled with their FSA eligibility, you don't have to look any further for custom orthotics.
» Still unsure whether custom orthotics are for you? Visit Upstep's website for more information